Market updates & commentary
What's actually happening with rates
A monthly read on the OCR, where mortgage rates are heading and what changed in lending rules — written for borrowers, not economists.
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Rates move, rules change, and most of the commentary out there is written for people who already understand it. These are not.
Your fixed rate is rolling off. Here's the six week plan.
Most people deal with a roll-off in the week it happens, which is the one week you have no leverage. Here's what to do instead, starting six weeks out.
Read itBidding at a Christchurch auction: what unconditional means
Raising your hand at an auction is signing an unconditional contract. Here's what your pre-approval does and does not protect you from.
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