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We compare your loan to 20+ lenders. Could mean lower repayments, paying off faster, or freeing up equity.
Home loan health check
At Journey Mortgages, we provide a thorough Home Loan Health Check service aimed at evaluating your current mortgage and uncovering potential savings. Our team of specialist advisers will carefully analyse your existing loan terms, interest rates, and repayment structure to ensure you're maximising the benefits of your mortgage. By comparing your current loan to the latest market offerings, we can identify whether refinancing or adjusting your loan could lead to significant cost savings and better alignment with your financial objectives.
Our dedication to outstanding customer service ensures that you receive personalised advice and support throughout the Home Loan Health Check process. We take the time to understand your unique circumstances and financial goals, providing clear and straightforward recommendations on how to optimise your mortgage.
Whether your aim is to lower your monthly repayments, pay off your loan sooner, or unlock equity for other investments, Journey Mortgages is here to guide you in making informed decisions that enhance your financial well-being. Contact us today to schedule your complimentary Home Loan Health Check and discover how we can help you secure a potentially more favourable mortgage arrangement.
- We look at
- Loan terms, interest rates and repayment structure
- Compared against
- The latest offerings from 20+ lenders
- Common outcomes
- Lower repayments, a shorter term, or equity released
- Cost
- Complimentary
No cost · No obligation
Free 30 min mortgage chat with Alex
Tell us about your current loan below. Journey Mortgages will be in touch within 24 business hours.
- A straight answer on what you can borrow
- 20+ banks and lenders compared for you
- No fees to you on home and investment loans
- A reply within 24 business hours
★★★★★ 69 five-star Google reviews · 20+ lenders compared · Top 25 NZ Mortgage Adviser