Buying your next home
One adviser. 20+ lenders. The right home loan.
20+ lenders compared. Right rate, right structure, no client fees. Top 25 NZ Adviser-led.
Home loans
If you have owned a home before, you already know the bank will say yes or no and leave it there. What they will not tell you is whether another lender would lend more, price it better, or structure it in a way that suits how you actually earn and spend. That is the gap we fill.
We compare more than 20 banks and lenders across rate, structure, cash contribution and the small print that only shows up later. Whether you are buying your next home in Christchurch, moving cities, or restructuring what you already have, we handle the application end to end. Our advice costs you nothing, because the lender pays us and you do not.
Our office is at 3/24 Dublin Street in Christchurch and we work with clients right across New Zealand. Come in and sit down with us, or do the whole thing by phone and email from wherever you are. The advice and the process are exactly the same.
Alex Toohey is a Top 25 New Zealand Mortgage Adviser and Journey Mortgages holds a 5.0 rating from 69 Google reviews. A 30 minute conversation will tell you whether you are on the right loan or leaving money on the table.
- What we compare
- Rate, structure, cash contribution and the small print
- Lenders
- More than 20 banks and non-bank lenders
- Cost to you
- No client fees, the lender pays us
- We handle
- The application end to end, through to settlement
Also worth a look
Where else we might help
Refinancing
Rate rolling off soon? That is the moment to test the market, not the week it expires.
RefinancingPre-approval
Know your budget before you start looking, and be able to bid at auction.
Pre-approvalHome loan health check
A full review of your existing lending against the current market.
Health checkNo cost · No obligation
Free 30 min home loan chat with Alex
Tell us what you're after below. Journey Mortgages will be in touch within 24 business hours.
- A straight answer on what you can borrow
- 20+ banks and lenders compared for you
- No fees to you on home and investment loans
- A reply within 24 business hours
★★★★★ 69 five-star Google reviews · 20+ lenders compared · Top 25 NZ Mortgage Adviser