If you have owned a home before, you already know the bank will say yes or no and leave it there. What they will not tell you is whether another lender would lend more, price it better, or structure it in a way that suits how you actually earn and spend. That is the gap we fill.
We compare more than 20 banks and lenders across rate, structure, cash contribution and the small print that only shows up later. Whether you are buying your next home in Christchurch, moving cities, or restructuring what you already have, we handle the application end to end. Our advice costs you nothing, because the lender pays us and you do not.
Our office is at 3/24 Dublin Street in Christchurch and we work with clients right across New Zealand. Come in and sit down with us, or do the whole thing by phone and email from wherever you are. The advice and the process are exactly the same.
Alex Toohey is a Top 25 New Zealand Mortgage Adviser and Journey Mortgages holds a 5.0 rating from 60 Google reviews. A 15 minute conversation will tell you whether you are on the right loan or leaving money on the table.
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Financial Literacy New Zealand Limited trading as Journey Mortgages (FSP1010697) provides regulated financial advice under its own FAP.