The right loan for your next investment property

Investing in property

Investment lending is a different conversation to buying a home. Servicing tests, deposit requirements, how existing rent is treated, interest deductibility and the way each lender views your portfolio all change what you can do next. Two lenders looking at the same numbers will often reach very different answers.

We structure investment lending so the next purchase is still possible after this one, which is where most portfolios stall. That means choosing lenders in the right order, keeping properties unencumbered where it helps, and being deliberate about which bank holds what. Our advice costs you nothing, because the lender pays us and you do not.

Our office is at 3/24 Dublin Street in Christchurch and we work with clients right across New Zealand. Plenty of our investor clients live in one city and buy in another, so whether you want to meet in person or keep it to phone and email, the advice and the process are exactly the same.

Alex Toohey is a Top 25 New Zealand Mortgage Adviser and Journey Mortgages holds a 5.0 rating from 69 Google reviews. Whether this is your first rental or your sixth, a 30 minute conversation will tell you what your current structure allows.