Our loan options

FIRST HOME BUYERS

The aspiration of owning a home is a core goal for numerous Kiwis, and at Journey Mortgages, our knowledgeable team specialises in guiding first-time buyers through their property loan journey.

PRE APPROVAL

Securing pre-approval for a loan shows sellers that you are a serious buyer with the financial backing needed for your offer. Contact our team today to learn how you can get pre-approved.

HOME LOANS

Our dedication lies in providing the support and guidance needed to navigate the home-buying process.

REFINANCING

Refinancing your home loan might appear overwhelming, but it can lead to significant savings. Sometimes, a quick phone call is all it takes to potentially save thousands on your repayments over the course of your loan.

INVESTMENT LOANS

When you’re looking for an investment loan, particularly for property, our team of mortgage advisers can offer essential support.

BUILD & CONSTRUCTION LOANS

At Journey Mortgages, our mortgage advisers focus on assisting clients in securing a build or construction loan that perfectly match their requirements.

SPECIALISED LOANS

Our advisers have access to 20+ lenders so if you don’t fit the bank mold there are other options out there for you.

COMMERCIAL LOANS

At Journey Mortgages, our mortgage advisers excel in assisting clients with securing commercial loans tailored to their unique business needs. Whether you’re looking to expand operations, purchase new premises, or invest in commercial property construction.

Copyright © 2025, Journey Mortgages

Financial Literacy New Zealand Limited trading as Journey Mortgages (FSP1010697) provides regulated financial advice under its own FAP.