Loan options
Whatever loan you're after, we'll find it
First home, build, refinance, investor, commercial or specialised. Advice across NZ.
Eight ways we help
Our loan options
If yours isn't on this list, it's still worth a conversation. A lot of what we arrange doesn't fit a neat box.
First home loans
The aspiration of owning a home is a core goal for numerous Kiwis, and at Journey Mortgages, our knowledgeable team specialises in guiding first-time buyers through their property loan journey.
Learn morePre-approval
Securing pre-approval for a loan shows sellers that you are a serious buyer with the financial backing needed for your offer. Contact our team today to learn how you can get pre-approved.
Learn moreHome loans
Our dedication lies in providing the support and guidance needed to navigate the home-buying process.
Learn moreRefinancing
Refinancing your home loan might appear overwhelming, but it can lead to significant savings. Sometimes, a quick phone call is all it takes to potentially save thousands on your repayments over the course of your loan.
Learn moreInvestment loans
When you're looking for an investment loan, particularly for property, our team of mortgage advisers can offer essential support.
Learn moreBuild & construction loans
At Journey Mortgages, our mortgage advisers focus on assisting clients in securing a build or construction loan that perfectly match their requirements.
Learn moreDevelopment loans
For building multiple units at the same time, or a spec build to sell. We work with the main banks and, more often, with non-bank lenders who take a project view and move faster.
Learn moreSpecialised loans
Our advisers have access to 20+ lenders so if you don't fit the bank mold there are other options out there for you.
Learn moreCommercial loans
At Journey Mortgages, our mortgage advisers excel in assisting clients with securing commercial loans tailored to their unique business needs. Whether you're looking to expand operations, purchase new premises, or invest in commercial property construction.
Learn moreHome loan health check
A thorough review of your existing mortgage against the current market, to uncover savings, a shorter term, or equity you could put to work.
Learn moreWhole of market
A few of the lenders we compare
The full list is in our publicly available disclosure statement.
No cost · No obligation
Not sure which loan suits you? Let's talk.
Tell us what you're after below. Journey Mortgages will be in touch within 24 business hours.
- A straight answer on what you can borrow
- 20+ banks and lenders compared for you
- No fees to you on home and investment loans
- A reply within 24 business hours
★★★★★ 66 five-star Google reviews · 20+ lenders compared · Top 25 NZ Mortgage Adviser