Your first home loan, without the bank stress

First home loans

Buying your first home in Christchurch is more achievable than most people think, but the path is rarely the one the bank describes. Between the First Home Grant, KiwiSaver withdrawals, low deposit lending and the different rules that apply to a new build versus an existing home, there is a lot to line up. We do that lining up for you, starting with what you can realistically borrow and what deposit you actually need, which is often less than you have been told.

From there we compare more than 20 banks and lenders, structure the loan to suit your life rather than the bank's template, and handle the paperwork through to settlement. Our advice costs you nothing, because we are paid by the lender and not by you.

Our office is at 3/24 Dublin Street in Christchurch and we work with clients right across New Zealand. Whether you would rather sit down with us in person over a coffee, or you are buying in Auckland, Queenstown or anywhere in between and would sooner do the whole thing over a call, the advice and the process are exactly the same.

Alex Toohey is a Top 25 New Zealand Mortgage Adviser and Journey Mortgages holds a 5.0 rating from 66 Google reviews. Whether you are six months away from buying or bidding at auction on Saturday, a 15 minute conversation will tell you exactly where you stand.